14102 Maugansville RdMaugansvilleMD21767
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 14102 Maugansville Rd, Maugansville, MD, 21767 in Maugansville deserves attention. This $299,900 property earns $2,881/mo in rent, a 11.53% gross yield, and nets $1,016/mo after the $1,349/mo payment. DSCR 2.14 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $82,857 compounds alongside $2,762/yr in yearly equity build, for a total cumulative return of $179,107.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 5.1% |
| Monthly Cash Flow | $1,016 | $450 |
City averages based on Maugansville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,881 |
| Total Monthly Debt Service | $1,746 |
| DSCR Ratio | 1.65x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21767, Maugansville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 614 (100%) |
| Owner Occupied HU | 336 (54.7%) |
| Renter Occupied HU | 250 (40.7%) |
| Vacant Housing Units | 28 ( 4.6%) |
| Median Home Value | $343,443 |
| Average Home Value | $350,290 |
Housing Distribution
Address Breakdown
Residential
339
Single Family
339
Multi-Family
0
Businesses
63
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21767, Maugansville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 614 (100%) |
| Owner Occupied HU | 336 (54.7%) |
| Renter Occupied HU | 250 (40.7%) |
| Vacant Housing Units | 28 ( 4.6%) |
| Median Home Value | $343,443 |
| Average Home Value | $350,290 |
Housing Distribution
Address Breakdown
Residential
339
Single Family
339
Multi-Family
0
Businesses
63
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Peggy Steich • Infinity Real Estate
Mls Name: Bright MLS
Mls ID: #MDWA2030064