1410 Flatwood CtCroftonMD21114
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 1410 Flatwood Ct, Crofton, MD, 21114 in Crofton earns a 9.85% gross yield at $350,000. Rent of $2,874/mo nets $427/mo after the $1,574/mo mortgage. The 1.83 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $96,699 and $3,224/yr in equity accumulation project a total cumulative return of $177,655.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 5.0% |
| Monthly Cash Flow | $427 | $450 |
City averages based on Crofton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,874 |
| Total Monthly Debt Service | $2,038 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1994
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21114, Crofton, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,530 (100%) |
| Owner Occupied HU | 7,326 (76.9%) |
| Renter Occupied HU | 2,024 (21.2%) |
| Vacant Housing Units | 180 ( 1.9%) |
| Median Home Value | $569,937 |
| Average Home Value | $569,535 |
Housing Distribution
Address Breakdown
Residential
9,933
Single Family
8,923
Multi-Family
1,010
Businesses
846
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1994
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21114, Crofton, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,530 (100%) |
| Owner Occupied HU | 7,326 (76.9%) |
| Renter Occupied HU | 2,024 (21.2%) |
| Vacant Housing Units | 180 ( 1.9%) |
| Median Home Value | $569,937 |
| Average Home Value | $569,535 |
Housing Distribution
Address Breakdown
Residential
9,933
Single Family
8,923
Multi-Family
1,010
Businesses
846
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices