141 S Emerald DrCohuttaGA30710
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 141 S Emerald Dr, Cohutta, GA, 30710 in Cohutta at $235,000 earns $1,592/mo in rent and nets $162/mo after the $1,057/mo payment, a 8.13% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $64,926 over five years. Ziffy Mortgage underwrites this on a 1.51 DSCR without U.S. credit history. With $2,164/yr in principal paydown, total projected return reaches $99,392.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.0% |
| Monthly Cash Flow | $162 | $500 |
City averages based on Cohutta market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,592 |
| Total Monthly Debt Service | $1,337 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
1.12 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30710, Cohutta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,827 (100%) |
| Owner Occupied HU | 2,217 (78.4%) |
| Renter Occupied HU | 405 (14.3%) |
| Vacant Housing Units | 205 ( 7.3%) |
| Median Home Value | $311,996 |
| Average Home Value | $363,433 |
Housing Distribution
Address Breakdown
Residential
2,666
Single Family
2,666
Multi-Family
0
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
1.12 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30710, Cohutta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,827 (100%) |
| Owner Occupied HU | 2,217 (78.4%) |
| Renter Occupied HU | 405 (14.3%) |
| Vacant Housing Units | 205 ( 7.3%) |
| Median Home Value | $311,996 |
| Average Home Value | $363,433 |
Housing Distribution
Address Breakdown
Residential
2,666
Single Family
2,666
Multi-Family
0
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices