141 S 3rd StMinersvillePA17954
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 141 S 3rd St, Minersville, PA, 17954 in Minersville at $129,000 earns $978/mo in rent and nets $133/mo after the $580/mo payment, a 9.1% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $35,640 over five years. Ziffy Mortgage underwrites this on a 1.69 DSCR without U.S. credit history. With $1,188/yr in principal paydown, total projected return reaches $57,708.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $133 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $978 |
| Total Monthly Debt Service | $794 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1920
2,614 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17954, Minersville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,330 (100%) |
| Owner Occupied HU | 1,148 (49.3%) |
| Renter Occupied HU | 794 (34.1%) |
| Vacant Housing Units | 388 (16.7%) |
| Median Home Value | $150,685 |
| Average Home Value | $182,922 |
Housing Distribution
Address Breakdown
Residential
2,303
Single Family
2,168
Multi-Family
135
Businesses
171
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1920
2,614 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17954, Minersville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,330 (100%) |
| Owner Occupied HU | 1,148 (49.3%) |
| Renter Occupied HU | 794 (34.1%) |
| Vacant Housing Units | 388 (16.7%) |
| Median Home Value | $150,685 |
| Average Home Value | $182,922 |
Housing Distribution
Address Breakdown
Residential
2,303
Single Family
2,168
Multi-Family
135
Businesses
171
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mr. Evan Breisch • Ramus Realty Group
Mls Name: Bright MLS
Mls ID: #PASK2023616