141 Hillvale RoadManchester CenterVT05255
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSteady, low-maintenance, and fundable: 141 Hillvale Road, Manchester Center, VT, 05255 in Manchester Center at $435,000. Rental yield 7.48%. The 7.48% yield and 1.39 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $120,182 by year five, and $4,006/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $154,159.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.2% |
| Monthly Cash Flow | $(182) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,712 |
| Total Monthly Debt Service | $2,721 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05255, Manchester Center, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,515 (100%) |
| Owner Occupied HU | 1,302 (51.8%) |
| Renter Occupied HU | 467 (18.6%) |
| Vacant Housing Units | 746 (29.7%) |
| Median Home Value | $482,653 |
| Average Home Value | $667,944 |
Housing Distribution
Address Breakdown
Residential
1,637
Single Family
1,468
Multi-Family
169
Businesses
489
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05255, Manchester Center, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,515 (100%) |
| Owner Occupied HU | 1,302 (51.8%) |
| Renter Occupied HU | 467 (18.6%) |
| Vacant Housing Units | 746 (29.7%) |
| Median Home Value | $482,653 |
| Average Home Value | $667,944 |
Housing Distribution
Address Breakdown
Residential
1,637
Single Family
1,468
Multi-Family
169
Businesses
489
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: David Citron • RE/MAX Four Seasons
Mls Name: PrimeMLS
Mls ID: #5074392