1408 E Cottonwood StBeaumontTX77703
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.55% yield at 1408 E Cottonwood St, Beaumont, TX, 77703 in Beaumont is solid, but the $719/mo payment compresses net cash flow to $2/mo at $160,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $44,205 by year five, and $1,474/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.59) without U.S. income documentation. Total projected return: $61,516.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.2% |
| Monthly Cash Flow | $2 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,140 |
| Total Monthly Debt Service | $1,074 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in N/A
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77703, Beaumont, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,499 (100%) |
| Owner Occupied HU | 2,363 (43.0%) |
| Renter Occupied HU | 2,345 (42.6%) |
| Vacant Housing Units | 791 (14.4%) |
| Median Home Value | $100,703 |
| Average Home Value | $148,128 |
Housing Distribution
Address Breakdown
Residential
5,894
Single Family
4,582
Multi-Family
1,312
Businesses
457
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in N/A
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77703, Beaumont, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,499 (100%) |
| Owner Occupied HU | 2,363 (43.0%) |
| Renter Occupied HU | 2,345 (42.6%) |
| Vacant Housing Units | 791 (14.4%) |
| Median Home Value | $100,703 |
| Average Home Value | $148,128 |
Housing Distribution
Address Breakdown
Residential
5,894
Single Family
4,582
Multi-Family
1,312
Businesses
457
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices