1404 N Tustin Ave UNIT J1Santa AnaCA92705
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeFinancing efficiency matters for international buyers, and 1404 N Tustin Ave UNIT J1, Santa Ana, CA, 92705 in Santa Ana offers it: the 1.51 DSCR gives Ziffy Mortgage's underwriting team an unusually clean file, no U.S. credit, no personal income required. Rental yield 8.12%. Long-term, 5% appreciation is forecast to add $171,571, and $5,719/yr in principal paydown compounds equity steadily. Projected five-year cumulative return: $224,656.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.0% |
| Monthly Cash Flow | $(207) | $1,500 |
City averages based on Santa Ana market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,204 |
| Total Monthly Debt Service | $4,164 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1965
N/A lot
$N/A/sqft
$525 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92705, Santa Ana, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,074 (100%) |
| Owner Occupied HU | 10,416 (54.6%) |
| Renter Occupied HU | 7,375 (38.7%) |
| Vacant Housing Units | 1,283 ( 6.7%) |
| Median Home Value | $1,219,782 |
| Average Home Value | $1,251,493 |
Housing Distribution
Address Breakdown
Residential
16,735
Single Family
15,020
Multi-Family
1,715
Businesses
4,311
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1965
N/A lot
$N/A/sqft
$525 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92705, Santa Ana, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,074 (100%) |
| Owner Occupied HU | 10,416 (54.6%) |
| Renter Occupied HU | 7,375 (38.7%) |
| Vacant Housing Units | 1,283 ( 6.7%) |
| Median Home Value | $1,219,782 |
| Average Home Value | $1,251,493 |
Housing Distribution
Address Breakdown
Residential
16,735
Single Family
15,020
Multi-Family
1,715
Businesses
4,311
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Melissa Westfall • Opendoor Brokerage Inc.
Mls Name: CLAW
Mls Provider:
Mls ID: #25510407
Disclaimer: 2025 The MLS - Combined L.A. Westside MLS (CLAW). All rights reserved. Based on information from The MLS - Combined L.A. Westside MLS (CLAW as of 2025-03-12 14:22:06 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.