14035 Rosedale Hwy SPACE 81BakersfieldCA93314
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 14035 Rosedale Hwy SPACE 81, Bakersfield, CA, 93314 in Bakersfield is narrow, $177/mo net on $975/mo rent after the $580/mo debt service, but the property operates at break-even-plus, not a loss. At $129,000 with a 9.07% yield, the long-run equity case via 5% appreciation ($35,640 over five years) and $1,188/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.68 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $60,336.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $177 | $450 |
City averages based on Bakersfield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $975 |
| Total Monthly Debt Service | $747 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1992
4,199 sqft lot
$N/A/sqft
No HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1992
4,199 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Robert Dobbs • 661 Realty
Mls Name: Bakersfield AOR
Mls ID: #202513167