1403 N Pratt StPocahontasAR72455
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 1403 N Pratt St, Pocahontas, AR, 72455 in Pocahontas: $1,351/mo in rent, $453/mo in net income, 10.85% gross yield, 2.01 DSCR, all at $149,500. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $41,304 in appreciation and $1,377/yr in principal paydown projects total cumulative return of $85,740.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 7.0% |
| Monthly Cash Flow | $453 | $600 |
City averages based on Pocahontas market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,351 |
| Total Monthly Debt Service | $839 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
0.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72455, Pocahontas, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,045 (100%) |
| Owner Occupied HU | 3,553 (58.8%) |
| Renter Occupied HU | 1,792 (29.6%) |
| Vacant Housing Units | 700 (11.6%) |
| Median Home Value | $154,052 |
| Average Home Value | $194,249 |
Housing Distribution
Address Breakdown
Residential
5,434
Single Family
5,338
Multi-Family
96
Businesses
509
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
0.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72455, Pocahontas, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,045 (100%) |
| Owner Occupied HU | 3,553 (58.8%) |
| Renter Occupied HU | 1,792 (29.6%) |
| Vacant Housing Units | 700 (11.6%) |
| Median Home Value | $154,052 |
| Average Home Value | $194,249 |
Housing Distribution
Address Breakdown
Residential
5,434
Single Family
5,338
Multi-Family
96
Businesses
509
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jade Wells • Pocahontas Real Estate Co.
Mls Name: My State MLS
Mls ID: #11546680