1403 E High StJefferson CityMO65101
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 1403 E High St, Jefferson City, MO, 65101 in Jefferson City: $1,047/mo in rent, $232/mo in net income, 9.6% gross yield, 1.78 DSCR, all at $130,900. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $36,165 in appreciation and $1,206/yr in principal paydown projects total cumulative return of $64,584.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.8% |
| Monthly Cash Flow | $232 | $450 |
City averages based on Jefferson City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,047 |
| Total Monthly Debt Service | $763 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1910
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65101, Jefferson City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,162 (100%) |
| Owner Occupied HU | 7,293 (60.0%) |
| Renter Occupied HU | 3,565 (29.3%) |
| Vacant Housing Units | 1,304 (10.7%) |
| Median Home Value | $264,063 |
| Average Home Value | $292,058 |
Housing Distribution
Address Breakdown
Residential
11,698
Single Family
10,764
Multi-Family
934
Businesses
1,009
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1910
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65101, Jefferson City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,162 (100%) |
| Owner Occupied HU | 7,293 (60.0%) |
| Renter Occupied HU | 3,565 (29.3%) |
| Vacant Housing Units | 1,304 (10.7%) |
| Median Home Value | $264,063 |
| Average Home Value | $292,058 |
Housing Distribution
Address Breakdown
Residential
11,698
Single Family
10,764
Multi-Family
934
Businesses
1,009
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Julie Shiery • RE/MAX Jefferson City
Mls Name: JCMLS
Mls Provider:
Mls ID: #10069895
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.