14021 Ashton Woods CirAustinTX78727
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeMost investment properties struggle to clear the 1.25x DSCR minimum. 14021 Ashton Woods Cir, Austin, TX, 78727 in Austin clears it at 1.63, a meaningful distinction for the Ziffy Mortgage DSCR approval process. Rental yield 8.79%. Strong coverage makes approval clean and leaves room for vacancy without breaching underwriting thresholds. Five-year appreciation: $114,629; $3,821/yr in principal equity; total projected return: $164,838.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 4.5% |
| Monthly Cash Flow | $(340) | $1,850 |
City averages based on Austin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,041 |
| Total Monthly Debt Service | $2,785 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2007
7,440 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78727, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,798 (100%) |
| Owner Occupied HU | 5,888 (37.3%) |
| Renter Occupied HU | 8,543 (54.1%) |
| Vacant Housing Units | 1,367 ( 8.7%) |
| Median Home Value | $574,177 |
| Average Home Value | $622,311 |
Housing Distribution
Address Breakdown
Residential
14,136
Single Family
7,988
Multi-Family
6,148
Businesses
404
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2007
7,440 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78727, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,798 (100%) |
| Owner Occupied HU | 5,888 (37.3%) |
| Renter Occupied HU | 8,543 (54.1%) |
| Vacant Housing Units | 1,367 ( 8.7%) |
| Median Home Value | $574,177 |
| Average Home Value | $622,311 |
Housing Distribution
Address Breakdown
Residential
14,136
Single Family
7,988
Multi-Family
6,148
Businesses
404
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices