14015 Fernview StWhittierCA90605
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 14015 Fernview St, Whittier, CA, 90605 in Whittier is narrow, $13/mo net on $5,486/mo rent after the $3,822/mo debt service, but the property operates at break-even-plus, not a loss. At $850,000 with a 7.75% yield, the long-run equity case via 5% appreciation ($234,839 over five years) and $7,829/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.44 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $324,034.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.5% |
| Monthly Cash Flow | $13 | $200 |
City averages based on Whittier market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,486 |
| Total Monthly Debt Service | $5,135 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1954
6,055 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90605, Whittier, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,113 (100%) |
| Owner Occupied HU | 7,284 (65.5%) |
| Renter Occupied HU | 3,569 (32.1%) |
| Vacant Housing Units | 260 ( 2.3%) |
| Median Home Value | $708,452 |
| Average Home Value | $788,061 |
Housing Distribution
Address Breakdown
Residential
10,772
Single Family
9,758
Multi-Family
1,014
Businesses
913
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1954
6,055 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90605, Whittier, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,113 (100%) |
| Owner Occupied HU | 7,284 (65.5%) |
| Renter Occupied HU | 3,569 (32.1%) |
| Vacant Housing Units | 260 ( 2.3%) |
| Median Home Value | $708,452 |
| Average Home Value | $788,061 |
Housing Distribution
Address Breakdown
Residential
10,772
Single Family
9,758
Multi-Family
1,014
Businesses
913
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices