1401 Burr Oak Rd APT 117BHinsdaleIL60521
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe cash-flow margin at 1401 Burr Oak Rd APT 117B, Hinsdale, IL, 60521 in Hinsdale is narrow, $3/mo net on $5,400/mo rent after the $2,693/mo debt service, but the property operates at break-even-plus, not a loss. At $599,000 with a 10.82% yield, the long-run equity case via 5% appreciation ($165,493 over five years) and $5,517/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 2.01 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $309,292.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 5.2% |
| Monthly Cash Flow | $3 | $300 |
City averages based on Hinsdale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,400 |
| Total Monthly Debt Service | $3,916 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1977
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60521, Hinsdale, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,524 (100%) |
| Owner Occupied HU | 5,401 (82.8%) |
| Renter Occupied HU | 632 ( 9.7%) |
| Vacant Housing Units | 491 ( 7.5%) |
| Median Home Value | $952,215 |
| Average Home Value | $1,137,756 |
Housing Distribution
Address Breakdown
Residential
6,376
Single Family
5,567
Multi-Family
809
Businesses
668
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1977
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60521, Hinsdale, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,524 (100%) |
| Owner Occupied HU | 5,401 (82.8%) |
| Renter Occupied HU | 632 ( 9.7%) |
| Vacant Housing Units | 491 ( 7.5%) |
| Median Home Value | $952,215 |
| Average Home Value | $1,137,756 |
Housing Distribution
Address Breakdown
Residential
6,376
Single Family
5,567
Multi-Family
809
Businesses
668
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices