1400 Golden Rod CtBel AirMD21017
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 1400 Golden Rod Ct, Bel Air, MD, 21017 in Bel Air achieves a 1.61 ratio at $197,500: $1,504/mo rent versus $936/mo debt service. Rental yield 9.14%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 9.14% yield compounds alongside 5% annual appreciation projecting $54,566 in value. Total projected cumulative return: $89,001.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 5.8% |
| Monthly Cash Flow | $(42) | $850 |
City averages based on Bel Air market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,504 |
| Total Monthly Debt Service | $1,198 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1991
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21017, Belcamp, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,837 (100%) |
| Owner Occupied HU | 1,868 (65.8%) |
| Renter Occupied HU | 847 (29.9%) |
| Vacant Housing Units | 122 ( 4.3%) |
| Median Home Value | $340,898 |
| Average Home Value | $368,709 |
Housing Distribution
Address Breakdown
Residential
2,768
Single Family
2,378
Multi-Family
390
Businesses
193
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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