1400 Cottontail RdGallatin GatewayMT59730
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Gallatin Gateway at 1400 Cottontail Rd, Gallatin Gateway, MT, 59730 projects strong ROI of 1.88%. Rental yield 1.15%. With 5% annual appreciation, the property builds $1,146,568 in value over five years. Equity growth combined delivers a projected five-year ROI of 22.3%, translating into $261,404 in total cumulative return on $1,172,375 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 1.2% | 6.2% |
| Monthly Cash Flow | $(20,295) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,960 |
| Total Monthly Debt Service | $22,604 |
| DSCR Ratio | 0.18x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2015
20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59730, Gallatin Gateway, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,692 (100%) |
| Owner Occupied HU | 860 (50.8%) |
| Renter Occupied HU | 333 (19.7%) |
| Vacant Housing Units | 499 (29.5%) |
| Median Home Value | $951,923 |
| Average Home Value | $1,137,523 |
Housing Distribution
Address Breakdown
Residential
1,085
Single Family
1,085
Multi-Family
0
Businesses
210
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2015
20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59730, Gallatin Gateway, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,692 (100%) |
| Owner Occupied HU | 860 (50.8%) |
| Renter Occupied HU | 333 (19.7%) |
| Vacant Housing Units | 499 (29.5%) |
| Median Home Value | $951,923 |
| Average Home Value | $1,137,523 |
Housing Distribution
Address Breakdown
Residential
1,085
Single Family
1,085
Multi-Family
0
Businesses
210
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Charlotte Durham • Big Sky Sotheby's - Bozeman
Mls Name: Big Sky Country MLS
Mls ID: #403282
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.