140 W York CtLongwoodFL32779
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 140 W York Ct, Longwood, FL, 32779 in Longwood is narrow, $99/mo net on $3,258/mo rent after the $2,140/mo debt service, but the property operates at break-even-plus, not a loss. At $476,000 with a 8.21% yield, the long-run equity case via 5% appreciation ($131,510 over five years) and $4,384/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.52 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $187,818.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 7.0% |
| Monthly Cash Flow | $99 | $1,200 |
City averages based on Longwood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,258 |
| Total Monthly Debt Service | $2,969 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1981
8,398 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32779, Longwood, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,538 (100%) |
| Owner Occupied HU | 9,295 (74.1%) |
| Renter Occupied HU | 2,767 (22.1%) |
| Vacant Housing Units | 476 ( 3.8%) |
| Median Home Value | $566,920 |
| Average Home Value | $653,808 |
Housing Distribution
Address Breakdown
Residential
11,772
Single Family
11,628
Multi-Family
144
Businesses
442
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1981
8,398 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32779, Longwood, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,538 (100%) |
| Owner Occupied HU | 9,295 (74.1%) |
| Renter Occupied HU | 2,767 (22.1%) |
| Vacant Housing Units | 476 ( 3.8%) |
| Median Home Value | $566,920 |
| Average Home Value | $653,808 |
Housing Distribution
Address Breakdown
Residential
11,772
Single Family
11,628
Multi-Family
144
Businesses
442
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices