140 Valentine AvenueDerby LineVT05830








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Derby Line at 140 Valentine Avenue, Derby Line, VT, 05830 listed at $399,500 pairs $2,780/mo rent with a $1,955/mo payment to leave $123/mo cash flow. Total monthly income runs $2,780/mo, and annual cash flow reaches $1,470/yr on $132,434 cash to close. Return on cash invested measures 21.02% in year one, and rental yield registers 8.35% at a $399,500 basis. Equity gained on principal adds $2,578/yr, and annual property appreciation at 5% supports $110,374 by year five. Five-year ROI tracks 109.41% and total cumulative return in cash totals $144,891. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,780/mo property income relative to a $1,955/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 1938
0.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05830, Derby Line, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 853 (100%) |
| Owner Occupied HU | 522 (61.2%) |
| Renter Occupied HU | 150 (17.6%) |
| Vacant Housing Units | 181 (21.2%) |
| Median Home Value | $211,811 |
| Average Home Value | $340,311 |
Housing Distribution
Address Breakdown
Residential
471
Single Family
461
Multi-Family
10
Businesses
51
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Listed by: Ryan Pronto • Jim Campbell Real Estate
Mls Name: PrimeMLS
Mls ID: #5047005








