140 Uwapo Rd APT 32-203KiheiHI96753
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder140 Uwapo Rd APT 32-203, Kihei, HI, 96753 in Kihei is a stable, well-positioned rental at $603,000. Rental yield 7.29%. DSCR 1.35 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $166,598 in value and $5,554/yr in principal paydown builds equity, a total projected return of $192,453.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 4.2% |
| Monthly Cash Flow | $(599) | $2,800 |
City averages based on Kihei market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,661 |
| Total Monthly Debt Service | $4,020 |
| DSCR Ratio | 0.91x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1990
6.20 Acres lot
$N/A/sqft
$826 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96753, Kihei, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,747 (100%) |
| Owner Occupied HU | 6,648 (35.5%) |
| Renter Occupied HU | 5,193 (27.7%) |
| Vacant Housing Units | 6,906 (36.8%) |
| Median Home Value | $1,034,363 |
| Average Home Value | $1,151,236 |
Housing Distribution
Address Breakdown
Residential
14,810
Single Family
10,255
Multi-Family
4,555
Businesses
982
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1990
6.20 Acres lot
$N/A/sqft
$826 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96753, Kihei, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,747 (100%) |
| Owner Occupied HU | 6,648 (35.5%) |
| Renter Occupied HU | 5,193 (27.7%) |
| Vacant Housing Units | 6,906 (36.8%) |
| Median Home Value | $1,034,363 |
| Average Home Value | $1,151,236 |
Housing Distribution
Address Breakdown
Residential
14,810
Single Family
10,255
Multi-Family
4,555
Businesses
982
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Valkyrie N Smith RB-21146 • AA Oceanfront Rentals & Sales
Mls Name: RAM
Mls Provider:
Mls ID: #402138
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