140 Towne House Road #140HamdenCT06514
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 140 Towne House Road #140, Hamden, CT, 06514 in Hamden. Priced at $122,500, it generates $1,806/mo in gross rent and $768/mo in net monthly cash flow, a 17.69% yield that comfortably supports the 3.28 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $9,212. Five-year appreciation: $33,844. Equity from principal paydown: $1,128/yr. Total projected cumulative return: $109,454.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.7% | 5.8% |
| Monthly Cash Flow | $768 | $1,850 |
City averages based on Hamden market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,806 |
| Total Monthly Debt Service | $784 |
| DSCR Ratio | 2.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1982
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1982
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Maria Gallicchio • American First Realty LLC
Mls Name: Smart MLS
Mls Provider:
Mls ID: #24089183