140 Sugarloaf StSedonaAZ86351
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 140 Sugarloaf St, Sedona, AZ, 86351 in Sedona. Priced at $345,200, it generates $2,910/mo in gross rent and $854/mo in net monthly cash flow, a 10.12% yield that comfortably supports the 1.88 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $10,254. Five-year appreciation: $95,372. Equity from principal paydown: $3,179/yr. Total projected cumulative return: $185,583.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 6.0% |
| Monthly Cash Flow | $854 | $1,200 |
City averages based on Sedona market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,910 |
| Total Monthly Debt Service | $1,918 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in N/A
7,405 sqft lot
$N/A/sqft
$15 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86351, Sedona, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,618 (100%) |
| Owner Occupied HU | 2,734 (59.2%) |
| Renter Occupied HU | 762 (16.5%) |
| Vacant Housing Units | 1,122 (24.3%) |
| Median Home Value | $711,359 |
| Average Home Value | $787,955 |
Housing Distribution
Address Breakdown
Residential
3,712
Single Family
3,257
Multi-Family
455
Businesses
158
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in N/A
7,405 sqft lot
$N/A/sqft
$15 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86351, Sedona, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,618 (100%) |
| Owner Occupied HU | 2,734 (59.2%) |
| Renter Occupied HU | 762 (16.5%) |
| Vacant Housing Units | 1,122 (24.3%) |
| Median Home Value | $711,359 |
| Average Home Value | $787,955 |
Housing Distribution
Address Breakdown
Residential
3,712
Single Family
3,257
Multi-Family
455
Businesses
158
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices