140 Riverboat Dr SWAdairsvilleGA30103
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.52% yield at 140 Riverboat Dr SW, Adairsville, GA, 30103 in Adairsville is solid, but the $2,361/mo payment compresses net cash flow to $54/mo at $524,990. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $145,045 by year five, and $4,835/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.39) without U.S. income documentation. Total projected return: $202,417.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 7.0% |
| Monthly Cash Flow | $54 | $400 |
City averages based on Adairsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,290 |
| Total Monthly Debt Service | $3,028 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
0.69 Acres lot
$N/A/sqft
$500 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30103, Adairsville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,680 (100%) |
| Owner Occupied HU | 4,975 (74.5%) |
| Renter Occupied HU | 1,342 (20.1%) |
| Vacant Housing Units | 363 ( 5.4%) |
| Median Home Value | $290,093 |
| Average Home Value | $298,855 |
Housing Distribution
Address Breakdown
Residential
6,383
Single Family
6,295
Multi-Family
88
Businesses
412
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
0.69 Acres lot
$N/A/sqft
$500 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30103, Adairsville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,680 (100%) |
| Owner Occupied HU | 4,975 (74.5%) |
| Renter Occupied HU | 1,342 (20.1%) |
| Vacant Housing Units | 363 ( 5.4%) |
| Median Home Value | $290,093 |
| Average Home Value | $298,855 |
Housing Distribution
Address Breakdown
Residential
6,383
Single Family
6,295
Multi-Family
88
Businesses
412
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices