140 Meadow DrStanardsvilleVA22973
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 140 Meadow Dr, Stanardsville, VA, 22973 in Stanardsville at $337,500 earns $2,183/mo in rent and nets $147/mo after the $1,518/mo payment, a 7.76% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $93,245 over five years. Ziffy Mortgage underwrites this on a 1.44 DSCR without U.S. credit history. With $3,108/yr in principal paydown, total projected return reaches $137,226.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.2% |
| Monthly Cash Flow | $147 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,183 |
| Total Monthly Debt Service | $1,901 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
1.03 Acres lot
$N/A/sqft
$218 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22973, Stanardsville, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,307 (100%) |
| Owner Occupied HU | 2,234 (67.6%) |
| Renter Occupied HU | 570 (17.2%) |
| Vacant Housing Units | 503 (15.2%) |
| Median Home Value | $378,035 |
| Average Home Value | $430,607 |
Housing Distribution
Address Breakdown
Residential
2,612
Single Family
2,580
Multi-Family
32
Businesses
143
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
1.03 Acres lot
$N/A/sqft
$218 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22973, Stanardsville, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,307 (100%) |
| Owner Occupied HU | 2,234 (67.6%) |
| Renter Occupied HU | 570 (17.2%) |
| Vacant Housing Units | 503 (15.2%) |
| Median Home Value | $378,035 |
| Average Home Value | $430,607 |
Housing Distribution
Address Breakdown
Residential
2,612
Single Family
2,580
Multi-Family
32
Businesses
143
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cynthia Hash • FIND HOMES REALTY LLC
Mls Name: CAAR
Mls Provider:
Mls ID: #658776
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.