14 School StreetFalmouthMA02543
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Falmouth at 14 School Street, Falmouth, MA, 02543 projects strong ROI of 1.46%. Rental yield 1.58%. With 5% annual appreciation, the property builds $1,160,383 in value over five years. Equity growth combined delivers a projected five-year ROI of 20.76%, translating into $246,310 in total cumulative return on $1,186,500 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.6% | 5.2% |
| Monthly Cash Flow | $(20,952) | $800 |
City averages based on Falmouth market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,520 |
| Total Monthly Debt Service | $24,801 |
| DSCR Ratio | 0.22x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1820
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02543, Woods Hole, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,002 (100%) |
| Owner Occupied HU | 308 (30.7%) |
| Renter Occupied HU | 102 (10.2%) |
| Vacant Housing Units | 592 (59.1%) |
| Median Home Value | $953,629 |
| Average Home Value | $1,207,443 |
Housing Distribution
Address Breakdown
Residential
591
Single Family
591
Multi-Family
0
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1820
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02543, Woods Hole, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,002 (100%) |
| Owner Occupied HU | 308 (30.7%) |
| Renter Occupied HU | 102 (10.2%) |
| Vacant Housing Units | 592 (59.1%) |
| Median Home Value | $953,629 |
| Average Home Value | $1,207,443 |
Housing Distribution
Address Breakdown
Residential
591
Single Family
591
Multi-Family
0
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Susan Challenger • Sotheby's International Realty
Mls Name: CCIMLS
Mls ID: #22503731