14 Ransom StPlymouthPA18651
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 14 Ransom St, Plymouth, PA, 18651 in Plymouth: $1,565/mo in rent, $549/mo net, 12.12% gross yield, all on a $155,000 acquisition. The 2.25 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $42,824 in value, and $1,428/yr in principal paydown steadily builds equity. Projected total cumulative return: $94,362.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.1% | 6.2% |
| Monthly Cash Flow | $549 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,565 |
| Total Monthly Debt Service | $954 |
| DSCR Ratio | 1.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in N/A
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18651, Plymouth, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,758 (100%) |
| Owner Occupied HU | 2,376 (49.9%) |
| Renter Occupied HU | 1,609 (33.8%) |
| Vacant Housing Units | 773 (16.2%) |
| Median Home Value | $139,151 |
| Average Home Value | $176,021 |
Housing Distribution
Address Breakdown
Residential
3,997
Single Family
3,874
Multi-Family
123
Businesses
223
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in N/A
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18651, Plymouth, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,758 (100%) |
| Owner Occupied HU | 2,376 (49.9%) |
| Renter Occupied HU | 1,609 (33.8%) |
| Vacant Housing Units | 773 (16.2%) |
| Median Home Value | $139,151 |
| Average Home Value | $176,021 |
Housing Distribution
Address Breakdown
Residential
3,997
Single Family
3,874
Multi-Family
123
Businesses
223
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Team Stash • Christian Saunders Real Estate
Mls Name: Luzerne County AOR
Mls ID: #25-1072
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.