14 Pepper DrMelbourneFL32934
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow14 Pepper Dr, Melbourne, FL, 32934 in Melbourne earns its strong cash-flow label: 38.22% yield, $3,818/mo rent, $3,023/mo net income, DSCR 7.08. The $119,900 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $33,126 by year five. Combined with $1,104/yr in principal paydown, total projected return reaches $240,240.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 38.2% | 6.0% |
| Monthly Cash Flow | $3,023 | $500 |
City averages based on Melbourne market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,818 |
| Total Monthly Debt Service | $748 |
| DSCR Ratio | 5.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2005
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2005
N/A lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices