14 Harold Street UNIT 12-EHarwich PortMA02646
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeA DSCR of 1.74 makes 14 Harold Street UNIT 12-E, Harwich Port, MA, 02646 in Harwich Port one of the easier properties to finance via Ziffy Mortgage's rental-income underwriting. Rental yield 9.36%. The 9.36% yield, 5% annual appreciation ($98,080 over five years), and $3,270/yr in principal reduction project a total cumulative return of $130,841.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 5.8% |
| Monthly Cash Flow | $(106) | $850 |
City averages based on Harwich Port market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,770 |
| Total Monthly Debt Service | $2,734 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1976
N/A lot
$N/A/sqft
$638 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02646, Harwich Port, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,712 (100%) |
| Owner Occupied HU | 892 (32.9%) |
| Renter Occupied HU | 241 ( 8.9%) |
| Vacant Housing Units | 1,579 (58.2%) |
| Median Home Value | $993,151 |
| Average Home Value | $1,164,417 |
Housing Distribution
Address Breakdown
Residential
1,732
Single Family
1,607
Multi-Family
125
Businesses
158
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1976
N/A lot
$N/A/sqft
$638 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02646, Harwich Port, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,712 (100%) |
| Owner Occupied HU | 892 (32.9%) |
| Renter Occupied HU | 241 ( 8.9%) |
| Vacant Housing Units | 1,579 (58.2%) |
| Median Home Value | $993,151 |
| Average Home Value | $1,164,417 |
Housing Distribution
Address Breakdown
Residential
1,732
Single Family
1,607
Multi-Family
125
Businesses
158
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Pamela C Roberts • Gibson Sotheby's International Realty
Mls Name: CCIMLS
Mls Provider:
Mls ID: #22405669
Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the Cape Cod & Islands Multiple Listing Service, Inc. Detailed information about real estate listings held by brokerage firms other than CC&I Assoc. of REALTORS, Inc. includes the name of the listing company. Neither the listing company nor CC&I Assoc. of REALTORS, Inc. shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. This site was last updated 2022-04-05 08:58:10 PDT. All properties are subject to prior sale, changes, or withdrawal. Copyright 2022 Cape Cod & Islands Multiple Listing Service, Inc. All rights reserved.