14 Harold Street APT 14AHarwich PortMA02646
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe headline number at 14 Harold Street APT 14A, Harwich Port, MA, 02646 in Harwich Port is the 1.73 coverage ratio: rent of $3,106/mo versus a $1,794/mo debt payment on a $399,000 property. Rental yield 9.34%. That margin is what gives Ziffy Mortgage's DSCR loan the coverage it needs for a clean, fast approval, no W-2s, no U.S. residency. Appreciation at 5%/yr projects $110,236 by year five, with $3,675/yr in equity from paydown. Total projected cumulative return: $189,593.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 5.8% |
| Monthly Cash Flow | $(202) | $850 |
City averages based on Harwich Port market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,106 |
| Total Monthly Debt Service | $2,356 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1976
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02646, Harwich Port, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,712 (100%) |
| Owner Occupied HU | 892 (32.9%) |
| Renter Occupied HU | 241 ( 8.9%) |
| Vacant Housing Units | 1,579 (58.2%) |
| Median Home Value | $993,151 |
| Average Home Value | $1,164,417 |
Housing Distribution
Address Breakdown
Residential
1,732
Single Family
1,607
Multi-Family
125
Businesses
158
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1976
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02646, Harwich Port, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,712 (100%) |
| Owner Occupied HU | 892 (32.9%) |
| Renter Occupied HU | 241 ( 8.9%) |
| Vacant Housing Units | 1,579 (58.2%) |
| Median Home Value | $993,151 |
| Average Home Value | $1,164,417 |
Housing Distribution
Address Breakdown
Residential
1,732
Single Family
1,607
Multi-Family
125
Businesses
158
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Leighton Team • Keller Williams Realty
Mls Name: CCIMLS
Mls ID: #22600403