14 Harold St APT 2FHarwichMA02646
INVESTMENT ANALYSIS
Investment Verdict
Solid Income14 Harold St APT 2F, Harwich, MA, 02646 in Harwich carries a 1.62 coverage ratio, rent of $3,202/mo is 1.62 times the $1,974/mo payment. Rental yield 8.75%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $439,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $121,288; total projected cumulative return: $194,676.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 5.0% |
| Monthly Cash Flow | $(340) | $600 |
City averages based on Harwich market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,202 |
| Total Monthly Debt Service | $2,592 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1977
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02646, Harwich Port, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,712 (100%) |
| Owner Occupied HU | 892 (32.9%) |
| Renter Occupied HU | 241 ( 8.9%) |
| Vacant Housing Units | 1,579 (58.2%) |
| Median Home Value | $993,151 |
| Average Home Value | $1,164,417 |
Housing Distribution
Address Breakdown
Residential
1,732
Single Family
1,607
Multi-Family
125
Businesses
158
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1977
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02646, Harwich Port, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,712 (100%) |
| Owner Occupied HU | 892 (32.9%) |
| Renter Occupied HU | 241 ( 8.9%) |
| Vacant Housing Units | 1,579 (58.2%) |
| Median Home Value | $993,151 |
| Average Home Value | $1,164,417 |
Housing Distribution
Address Breakdown
Residential
1,732
Single Family
1,607
Multi-Family
125
Businesses
158
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A