14 Harding Ct, Southbridge, MA, 01550 | $229/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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14 Harding Ct, Southbridge, MA, 01550 | $229/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Southbridge at 14 Harding Ct, Southbridge, MA, 01550 priced at $349,900 pairs $2,435/mo rent with $229/mo cash flow after a $1,713/mo payment. Total monthly income equals $2,435/mo, and annual cash flow comes to $2,751/yr on $115,992 invested. Return on cash invested is 22.28% in year one, and rental yield stands at 8.35% on a $349,900 basis. Equity gained on principal adds $2,258/yr, and 5% annual appreciation accumulates to $96,671 by year five. Five-year ROI measures 115.73% and total cumulative return in cash reaches $134,238. For financing, Ziffy Mortgage’s DSCR program evaluates $2,435/mo property income against a $1,713/mo payment instead of your W2s, 1099s, or Tax returns.

Single Family

Built in 1925

6,534 sqft lot

$N/A/sqft

No HOA

More details about the property

This beautiful 4 bedroom, 2 bathroom home offers a perfect blend of vintage charm and modern convenience. With 1,576 soft of living space, it sits on a cozy .15 acre lot. The updated kitchen includes granite counters, modern appliances, and plenty of storage space. There is hard wood flooring found throughout much of the home, offering warmth, character, and durability. Updated vinyl flooring in the kitchen, bathrooms, and one bedroom for a clean and modern look. Fresh paint, newer roof, and windows. Spacious enclosed front porch. Ideally located near walking trails, medical facilities, and every day conveniences. Open House Sunday 10/26 12-2!

Neighborhood Data

Neighborhood data shown for ZIP Code: 01550, Southbridge, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	8,117 (100%)
Owner Occupied HU	3,495 (43.1%)
Renter Occupied HU	4,198 (51.7%)
Vacant Housing Units	424 ( 5.2%)
Median Home Value	$321,267
Average Home Value	$409,633