14 Grove StreetRocky HillNJ08553
INVESTMENT ANALYSIS
Investment Verdict
Solid Income14 Grove Street, Rocky Hill, NJ, 08553 in Rocky Hill carries a 1.54 coverage ratio, rent of $5,384/mo is 1.54 times the $3,485/mo payment. Rental yield 8.34%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $775,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $214,118; total projected cumulative return: $288,030.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $(140) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,384 |
| Total Monthly Debt Service | $5,216 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
0.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08553, Rocky Hill, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 295 (100%) |
| Owner Occupied HU | 213 (72.2%) |
| Renter Occupied HU | 65 (22.0%) |
| Vacant Housing Units | 17 ( 5.8%) |
| Median Home Value | $648,185 |
| Average Home Value | $794,836 |
Housing Distribution
Address Breakdown
Residential
145
Single Family
145
Multi-Family
0
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
0.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08553, Rocky Hill, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 295 (100%) |
| Owner Occupied HU | 213 (72.2%) |
| Renter Occupied HU | 65 (22.0%) |
| Vacant Housing Units | 17 ( 5.8%) |
| Median Home Value | $648,185 |
| Average Home Value | $794,836 |
Housing Distribution
Address Breakdown
Residential
145
Single Family
145
Multi-Family
0
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: GSMLS
Mls ID: #4017237