14 E Northampton StWilkes BarrePA18701
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable and efficiently structured, 14 E Northampton St, Wilkes Barre, PA, 18701 in Wilkes Barre is a conservative rental investment at $275,000. Rental yield 8.39%. A 1.47 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $75,977; $2,305/yr in principal paydown supplements. Total projected return: $107,299.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 7.8% |
| Monthly Cash Flow | $(364) | $450 |
City averages based on Wilkes Barre market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,923 |
| Total Monthly Debt Service | $1,760 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2009
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18701, Wilkes Barre, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,575 (100%) |
| Owner Occupied HU | 88 ( 5.6%) |
| Renter Occupied HU | 1,213 (77.0%) |
| Vacant Housing Units | 274 (17.4%) |
| Median Home Value | $257,692 |
| Average Home Value | $252,031 |
Housing Distribution
Address Breakdown
Residential
1,551
Single Family
475
Multi-Family
1,076
Businesses
595
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: N/A • N/A
Mls Name: Luzerne County AOR
Mls ID: #26-1412
