14 E Mount Vernon Pl UNIT 15-B4, Baltimore, MD, 21202 | $292/mo Cash Flow

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Monthly Cash Flow: 1 - 3k+

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14 E Mount Vernon Pl UNIT 15-B4, Baltimore, MD, 21202 | $292/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Baltimore at 14 E Mount Vernon Pl UNIT 15-B4, Baltimore, MD, 21202 offers a 9.05% rental yield on a $220,000 purchase with $1,660/mo rent. Total monthly income registers $1,660/mo, and a $1,077/mo payment leaves $292/mo available for distribution. Annual cash flow reaches $3,498/yr on $72,930 to close, and return on cash invested stands at 24.71% in year one. Equity gained on principal adds $1,420/yr while 5% annual appreciation supports $60,782 over five years. Portfolio math shows five-year ROI at 128.62% and total cumulative return in cash at $93,803. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,660/mo property income against a $1,077/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Condo

Built in 1895

N/A lot

$N/A/sqft

No HOA

More details about the property

Rarely available - Beautiful 1-bedroom, 1.5-bath condominium with bonus room, located in the heart of historic Mount Vernon. Located on the main-level, this home is filled with natural light and features hardwood floors throughout, a galley-style kitchen, and a warm, inviting layout that blends historic charm with modern comfort. The bonus room offers great flexibilityperfect for a home office, reading room, or guest space. Private deck, which leads down to a shared courtyard and garden area, ideal for relaxing or entertaining. Step outside and enjoy the views of the Washington Monument and the park, right at your doorstep. Close to shopping, cafs, restaurants, museums, and cultural landmarks.

Neighborhood Data

Neighborhood data shown for ZIP Code: 21202, Baltimore, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	14,501 (100%)
Owner Occupied HU	2,160 (14.9%)
Renter Occupied HU	9,766 (67.3%)
Vacant Housing Units	2,575 (17.8%)
Median Home Value	$333,514
Average Home Value	$401,184