14 Columbus AveBaldwinvilleMA01436
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 14 Columbus Ave, Baldwinville, MA, 01436 in Baldwinville deserves attention. This $380,000 property earns $3,691/mo in rent, a 11.66% gross yield, and nets $1,296/mo after the $1,709/mo payment. DSCR 2.16 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $104,987 compounds alongside $3,500/yr in yearly equity build, for a total cumulative return of $227,658.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 5.2% |
| Monthly Cash Flow | $1,296 | $1,100 |
City averages based on Baldwinville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,691 |
| Total Monthly Debt Service | $2,244 |
| DSCR Ratio | 1.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01436, Baldwinville, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,270 (100%) |
| Owner Occupied HU | 985 (77.6%) |
| Renter Occupied HU | 251 (19.8%) |
| Vacant Housing Units | 34 ( 2.7%) |
| Median Home Value | $346,745 |
| Average Home Value | $385,190 |
Housing Distribution
Address Breakdown
Residential
1,153
Single Family
1,071
Multi-Family
82
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01436, Baldwinville, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,270 (100%) |
| Owner Occupied HU | 985 (77.6%) |
| Renter Occupied HU | 251 (19.8%) |
| Vacant Housing Units | 34 ( 2.7%) |
| Median Home Value | $346,745 |
| Average Home Value | $385,190 |
Housing Distribution
Address Breakdown
Residential
1,153
Single Family
1,071
Multi-Family
82
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73482267