14 Central StAshburnhamMA01430
INVESTMENT ANALYSIS
Investment Verdict
Solid Income14 Central St, Ashburnham, MA, 01430 in Ashburnham is a solid income-producing rental, 8.03% gross yield, $3,882/mo rent, $226/mo net cash flow on a $579,999 buy. DSCR 1.49 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $160,243 and $5,342/yr in principal reduction project a total cumulative return of $234,821.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 5.0% |
| Monthly Cash Flow | $226 | $450 |
City averages based on Ashburnham market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,882 |
| Total Monthly Debt Service | $3,425 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1900
0.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01430, Ashburnham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,877 (100%) |
| Owner Occupied HU | 2,250 (78.2%) |
| Renter Occupied HU | 230 ( 8.0%) |
| Vacant Housing Units | 397 (13.8%) |
| Median Home Value | $473,821 |
| Average Home Value | $527,711 |
Housing Distribution
Address Breakdown
Residential
2,281
Single Family
2,257
Multi-Family
24
Businesses
93
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1900
0.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01430, Ashburnham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,877 (100%) |
| Owner Occupied HU | 2,250 (78.2%) |
| Renter Occupied HU | 230 ( 8.0%) |
| Vacant Housing Units | 397 (13.8%) |
| Median Home Value | $473,821 |
| Average Home Value | $527,711 |
Housing Distribution
Address Breakdown
Residential
2,281
Single Family
2,257
Multi-Family
24
Businesses
93
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tiffany McDonald • Lamacchia Realty, Inc.
Mls Name: MLS PIN
Mls ID: #73475844