14 Carolyn StHarrisburgPA17112
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 14 Carolyn St, Harrisburg, PA, 17112 in Harrisburg deserves attention. This $299,950 property earns $2,684/mo in rent, a 10.74% gross yield, and nets $719/mo after the $1,349/mo payment. DSCR 1.99 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $82,871 compounds alongside $2,763/yr in yearly equity build, for a total cumulative return of $160,452.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 7.2% |
| Monthly Cash Flow | $719 | $450 |
City averages based on Harrisburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,684 |
| Total Monthly Debt Service | $1,846 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1953
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17112, Harrisburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,963 (100%) |
| Owner Occupied HU | 12,682 (79.4%) |
| Renter Occupied HU | 2,684 (16.8%) |
| Vacant Housing Units | 597 ( 3.7%) |
| Median Home Value | $325,609 |
| Average Home Value | $365,998 |
Housing Distribution
Address Breakdown
Residential
15,673
Single Family
15,177
Multi-Family
496
Businesses
1,169
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1953
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17112, Harrisburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,963 (100%) |
| Owner Occupied HU | 12,682 (79.4%) |
| Renter Occupied HU | 2,684 (16.8%) |
| Vacant Housing Units | 597 ( 3.7%) |
| Median Home Value | $325,609 |
| Average Home Value | $365,998 |
Housing Distribution
Address Breakdown
Residential
15,673
Single Family
15,177
Multi-Family
496
Businesses
1,169
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: TIM COSTELLO • RE/MAX 1st Advantage
Mls Name: Bright MLS
Mls ID: #PADA2050010