14 Bear TrlAspenCO81611
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow14 Bear Trl, Aspen, CO, 81611 in Aspen earns its strong cash-flow label: 11.59% yield, $5,696/mo rent, $2,258/mo net income, DSCR 2.15. The $590,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $163,006 by year five. Combined with $5,434/yr in principal paydown, total projected return reaches $368,089.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 5.0% |
| Monthly Cash Flow | $2,258 | $2,000 |
City averages based on Aspen market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,696 |
| Total Monthly Debt Service | $3,204 |
| DSCR Ratio | 1.78x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81611, Aspen, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,068 (100%) |
| Owner Occupied HU | 2,657 (32.9%) |
| Renter Occupied HU | 1,993 (24.7%) |
| Vacant Housing Units | 3,418 (42.4%) |
| Median Home Value | $1,451,005 |
| Average Home Value | $1,341,373 |
Housing Distribution
Address Breakdown
Residential
5,392
Single Family
3,774
Multi-Family
1,618
Businesses
1,023
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81611, Aspen, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,068 (100%) |
| Owner Occupied HU | 2,657 (32.9%) |
| Renter Occupied HU | 1,993 (24.7%) |
| Vacant Housing Units | 3,418 (42.4%) |
| Median Home Value | $1,451,005 |
| Average Home Value | $1,341,373 |
Housing Distribution
Address Breakdown
Residential
5,392
Single Family
3,774
Multi-Family
1,618
Businesses
1,023
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices