14-24 C StWhitinsvilleMA01588
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 14-24 C St, Whitinsville, MA, 01588 in Whitinsville. Priced at $225,000, it generates $2,040/mo in gross rent and $622/mo in net monthly cash flow, a 10.88% yield that comfortably supports the 2.02 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $7,462. Five-year appreciation: $62,163. Equity from principal paydown: $2,072/yr. Total projected cumulative return: $125,472.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 5.1% |
| Monthly Cash Flow | $622 | $250 |
City averages based on Whitinsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,040 |
| Total Monthly Debt Service | $1,329 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1900
640 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01588, Whitinsville, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,449 (100%) |
| Owner Occupied HU | 2,840 (63.8%) |
| Renter Occupied HU | 1,429 (32.1%) |
| Vacant Housing Units | 180 ( 4.0%) |
| Median Home Value | $504,677 |
| Average Home Value | $547,268 |
Housing Distribution
Address Breakdown
Residential
4,145
Single Family
3,966
Multi-Family
179
Businesses
314
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1900
640 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01588, Whitinsville, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,449 (100%) |
| Owner Occupied HU | 2,840 (63.8%) |
| Renter Occupied HU | 1,429 (32.1%) |
| Vacant Housing Units | 180 ( 4.0%) |
| Median Home Value | $504,677 |
| Average Home Value | $547,268 |
Housing Distribution
Address Breakdown
Residential
4,145
Single Family
3,966
Multi-Family
179
Businesses
314
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Emily Therrien • Winslow Homes LLC
Mls Name: MLS PIN
Mls ID: #73445957