13995 Whispering Meadows LnJamulCA91935
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 13995 Whispering Meadows Ln, Jamul, CA, 91935 in Jamul. Rental yield 6.89%. The 1.28 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $270,728 and $9,025/yr in principal reduction project total return of $343,554.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 6.0% |
| Monthly Cash Flow | $(436) | $1,200 |
City averages based on Jamul market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,626 |
| Total Monthly Debt Service | $5,672 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
1.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91935, Jamul, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,276 (100%) |
| Owner Occupied HU | 2,687 (82.0%) |
| Renter Occupied HU | 439 (13.4%) |
| Vacant Housing Units | 150 ( 4.6%) |
| Median Home Value | $980,741 |
| Average Home Value | $1,096,911 |
Housing Distribution
Address Breakdown
Residential
2,918
Single Family
2,916
Multi-Family
2
Businesses
197
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
1.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91935, Jamul, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,276 (100%) |
| Owner Occupied HU | 2,687 (82.0%) |
| Renter Occupied HU | 439 (13.4%) |
| Vacant Housing Units | 150 ( 4.6%) |
| Median Home Value | $980,741 |
| Average Home Value | $1,096,911 |
Housing Distribution
Address Breakdown
Residential
2,918
Single Family
2,916
Multi-Family
2
Businesses
197
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rachel Crawford • Coldwell Banker West
Mls Name: CRMLS
Mls ID: #PTP2505955