13954 SANDERSON CircleSandersonFL32087
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 13954 SANDERSON Circle, Sanderson, FL, 32087 in Sanderson earns a 9.53% gross yield at $154,000. Rent of $1,223/mo nets $201/mo after the $692/mo mortgage. The 1.77 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $42,547 and $1,418/yr in equity accumulation project a total cumulative return of $71,666.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.5% |
| Monthly Cash Flow | $201 | $1,500 |
City averages based on Sanderson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,223 |
| Total Monthly Debt Service | $961 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2010
1.22 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32087, Sanderson, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,724 (100%) |
| Owner Occupied HU | 1,265 (73.4%) |
| Renter Occupied HU | 259 (15.0%) |
| Vacant Housing Units | 200 (11.6%) |
| Median Home Value | $217,896 |
| Average Home Value | $263,984 |
Housing Distribution
Address Breakdown
Residential
1,463
Single Family
1,463
Multi-Family
0
Businesses
50
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2010
1.22 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32087, Sanderson, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,724 (100%) |
| Owner Occupied HU | 1,265 (73.4%) |
| Renter Occupied HU | 259 (15.0%) |
| Vacant Housing Units | 200 (11.6%) |
| Median Home Value | $217,896 |
| Average Home Value | $263,984 |
Housing Distribution
Address Breakdown
Residential
1,463
Single Family
1,463
Multi-Family
0
Businesses
50
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices