13951 Garber StPacoimaCA91331
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who value predictability will appreciate 13951 Garber St, Pacoima, CA, 91331 in Pacoima. At $949,000 it earns $6,144/mo in rent and distributes $273/mo to the owner after the $4,267/mo payment, a consistent 7.77% yield. DSCR 1.44 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $262,191 in value; $8,740/yr in principal paydown compounds ownership stake. Total projected return: $377,471.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 5.5% |
| Monthly Cash Flow | $273 | $300 |
City averages based on Pacoima market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,144 |
| Total Monthly Debt Service | $5,493 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1953
6,009 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91331, Pacoima, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,147 (100%) |
| Owner Occupied HU | 14,037 (58.1%) |
| Renter Occupied HU | 9,529 (39.5%) |
| Vacant Housing Units | 581 ( 2.4%) |
| Median Home Value | $647,041 |
| Average Home Value | $686,303 |
Housing Distribution
Address Breakdown
Residential
21,500
Single Family
17,456
Multi-Family
4,044
Businesses
1,768
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1953
6,009 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91331, Pacoima, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,147 (100%) |
| Owner Occupied HU | 14,037 (58.1%) |
| Renter Occupied HU | 9,529 (39.5%) |
| Vacant Housing Units | 581 ( 2.4%) |
| Median Home Value | $647,041 |
| Average Home Value | $686,303 |
Housing Distribution
Address Breakdown
Residential
21,500
Single Family
17,456
Multi-Family
4,044
Businesses
1,768
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices