13946 Trumball StWhittierCA90604
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 13946 Trumball St, Whittier, CA, 90604 in Whittier earns a 8.88% gross yield at $799,999. Rent of $5,917/mo nets $968/mo after the $3,597/mo mortgage. The 1.64 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $221,025 and $7,368/yr in equity accumulation project a total cumulative return of $365,647.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 6.5% |
| Monthly Cash Flow | $968 | $200 |
City averages based on Whittier market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,917 |
| Total Monthly Debt Service | $4,631 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
4,941 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90604, Whittier, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,666 (100%) |
| Owner Occupied HU | 8,002 (63.2%) |
| Renter Occupied HU | 4,286 (33.8%) |
| Vacant Housing Units | 378 ( 3.0%) |
| Median Home Value | $731,268 |
| Average Home Value | $760,769 |
Housing Distribution
Address Breakdown
Residential
12,492
Single Family
9,473
Multi-Family
3,019
Businesses
280
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
4,941 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90604, Whittier, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,666 (100%) |
| Owner Occupied HU | 8,002 (63.2%) |
| Renter Occupied HU | 4,286 (33.8%) |
| Vacant Housing Units | 378 ( 3.0%) |
| Median Home Value | $731,268 |
| Average Home Value | $760,769 |
Housing Distribution
Address Breakdown
Residential
12,492
Single Family
9,473
Multi-Family
3,019
Businesses
280
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices