1392 7th StreetAlmenaWI54805
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1392 7th Street, Almena, WI, 54805 in Almena speaks for itself: 10.49% gross on a $269,900 price, generating $2,359/mo in rent and $548/mo in net income after the $1,214/mo debt service. DSCR 1.94, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,574 stacks alongside $74,568 in projected five-year appreciation and $2,486/yr in principal reduction. Projected total cumulative return: $138,188.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 6.2% |
| Monthly Cash Flow | $548 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,359 |
| Total Monthly Debt Service | $1,704 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1991
2.68 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54805, Almena, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 787 (100%) |
| Owner Occupied HU | 515 (65.4%) |
| Renter Occupied HU | 140 (17.8%) |
| Vacant Housing Units | 132 (16.8%) |
| Median Home Value | $308,678 |
| Average Home Value | $341,155 |
Housing Distribution
Address Breakdown
Residential
630
Single Family
606
Multi-Family
24
Businesses
30
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1991
2.68 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54805, Almena, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 787 (100%) |
| Owner Occupied HU | 515 (65.4%) |
| Renter Occupied HU | 140 (17.8%) |
| Vacant Housing Units | 132 (16.8%) |
| Median Home Value | $308,678 |
| Average Home Value | $341,155 |
Housing Distribution
Address Breakdown
Residential
630
Single Family
606
Multi-Family
24
Businesses
30
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices