1390 Jonathan StSanta ClaraCA95050
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 1.9% gross rental yield, 1390 Jonathan St, Santa Clara, CA, 95050 in Santa Clara is priced for capital growth, not immediate cash flow. The $1,975,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $545,656 by year five, with $18,190/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.35) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $162,358.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.9% | 6.0% |
| Monthly Cash Flow | $(9,117) | $1,500 |
City averages based on Santa Clara market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,131 |
| Total Monthly Debt Service | $11,462 |
| DSCR Ratio | 0.27x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1976
9,300 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95050, Santa Clara, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,775 (100%) |
| Owner Occupied HU | 5,905 (35.2%) |
| Renter Occupied HU | 9,819 (58.5%) |
| Vacant Housing Units | 1,051 ( 6.3%) |
| Median Home Value | $1,557,606 |
| Average Home Value | $1,576,285 |
Housing Distribution
Address Breakdown
Residential
16,297
Single Family
11,842
Multi-Family
4,455
Businesses
2,436
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1976
9,300 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95050, Santa Clara, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,775 (100%) |
| Owner Occupied HU | 5,905 (35.2%) |
| Renter Occupied HU | 9,819 (58.5%) |
| Vacant Housing Units | 1,051 ( 6.3%) |
| Median Home Value | $1,557,606 |
| Average Home Value | $1,576,285 |
Housing Distribution
Address Breakdown
Residential
16,297
Single Family
11,842
Multi-Family
4,455
Businesses
2,436
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ramesh C. Bhambhra • Open House Realty
Mls Name: MLSListings Inc
Mls Provider:
Mls ID: #ML82000271
Disclaimer: Based on information from the MLSListings MLS as of 2025-04-01 06:11:24 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.