139 Poplar StBentonTN37307
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 139 Poplar St, Benton, TN, 37307 in Benton worth modelling. At $115,000 with a 9.06% gross yield, the $868/mo rent leaves $180/mo after the $517/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.68 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $31,772 by year five; $1,059/yr in principal reduction adds further equity. Total projected return: $55,091.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $180 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $868 |
| Total Monthly Debt Service | $643 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2006
0.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37307, Benton, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,540 (100%) |
| Owner Occupied HU | 1,736 (68.3%) |
| Renter Occupied HU | 488 (19.2%) |
| Vacant Housing Units | 316 (12.4%) |
| Median Home Value | $204,054 |
| Average Home Value | $248,145 |
Housing Distribution
Address Breakdown
Residential
1,930
Single Family
1,906
Multi-Family
24
Businesses
171
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2006
0.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37307, Benton, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,540 (100%) |
| Owner Occupied HU | 1,736 (68.3%) |
| Renter Occupied HU | 488 (19.2%) |
| Vacant Housing Units | 316 (12.4%) |
| Median Home Value | $204,054 |
| Average Home Value | $248,145 |
Housing Distribution
Address Breakdown
Residential
1,930
Single Family
1,906
Multi-Family
24
Businesses
171
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Summer Millwood • Realty One Group Experts - Chattanooga
Mls Name: RCAR
Mls Provider:
Mls ID: #20252944
Disclaimer: The data relating to real estate for sale on this web site comes in part from the IDX Program of the River Counties Multiple Listing Service, Inc. Copyright 2025. All rights reserved Data is updated as of 2025-07-02 07:35:49 PDT. Some properties, which appear for sale on this web site, may subsequently have sold and may no longer be available. The Real Estate Broker providing this data believes it to be correct, but advised interested parties to confirm the data before relying on it in a purchase decision. Some or all of the listings displayed may not belong to the firm whose website is being visited The information provided is for the consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.