139 Polk Rd W #20CoveAR71937
INVESTMENT ANALYSIS
Investment Verdict
Solid Income139 Polk Rd W #20, Cove, AR, 71937 in Cove is a solid income-producing rental, 9.03% gross yield, $1,166/mo rent, $235/mo net cash flow on a $155,000 buy. DSCR 1.67 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $42,824 and $1,428/yr in principal reduction project a total cumulative return of $73,734.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 8.5% |
| Monthly Cash Flow | $235 | $400 |
City averages based on Cove market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,166 |
| Total Monthly Debt Service | $870 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1999
20.66 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71937, Cove, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 888 (100%) |
| Owner Occupied HU | 596 (67.1%) |
| Renter Occupied HU | 139 (15.7%) |
| Vacant Housing Units | 153 (17.2%) |
| Median Home Value | $114,216 |
| Average Home Value | $223,100 |
Housing Distribution
Address Breakdown
Residential
734
Single Family
734
Multi-Family
0
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1999
20.66 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71937, Cove, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 888 (100%) |
| Owner Occupied HU | 596 (67.1%) |
| Renter Occupied HU | 139 (15.7%) |
| Vacant Housing Units | 153 (17.2%) |
| Median Home Value | $114,216 |
| Average Home Value | $223,100 |
Housing Distribution
Address Breakdown
Residential
734
Single Family
734
Multi-Family
0
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices