139 N 11th St APT 1003LincolnNE68508
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeHigh DSCR is a competitive advantage at closing. 139 N 11th St APT 1003, Lincoln, NE, 68508 in Lincoln achieves 1.52, rent of $1,644/mo covers the $1,079/mo payment 1.5x over at $239,900. Rental yield 8.22%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $66,280 over five years, with $2,210/yr in principal reduction bringing total projected return to $93,141.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 5.2% |
| Monthly Cash Flow | $(430) | $450 |
City averages based on Lincoln market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,644 |
| Total Monthly Debt Service | $1,525 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1984
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68508, Lincoln, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,915 (100%) |
| Owner Occupied HU | 681 ( 9.8%) |
| Renter Occupied HU | 5,207 (75.3%) |
| Vacant Housing Units | 1,027 (14.9%) |
| Median Home Value | $202,273 |
| Average Home Value | $274,482 |
Housing Distribution
Address Breakdown
Residential
5,254
Single Family
3,112
Multi-Family
2,142
Businesses
1,046
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1984
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68508, Lincoln, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,915 (100%) |
| Owner Occupied HU | 681 ( 9.8%) |
| Renter Occupied HU | 5,207 (75.3%) |
| Vacant Housing Units | 1,027 (14.9%) |
| Median Home Value | $202,273 |
| Average Home Value | $274,482 |
Housing Distribution
Address Breakdown
Residential
5,254
Single Family
3,112
Multi-Family
2,142
Businesses
1,046
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices