139 Merrydell DrOzarkAL36360
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 139 Merrydell Dr, Ozark, AL, 36360 in Ozark hard to pass up. The 10.87% gross yield on a $162,900 purchase results in $1,387/mo in rent and $562/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (1.89). Annual cash flow of $6,743, five-year appreciation of $45,006, and $1,500/yr in equity build-up combine for a projected total cumulative return of $91,460.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.2% |
| Monthly Cash Flow | $562 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,387 |
| Total Monthly Debt Service | $855 |
| DSCR Ratio | 1.62x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36360, Ozark, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,373 (100%) |
| Owner Occupied HU | 5,502 (58.7%) |
| Renter Occupied HU | 2,856 (30.5%) |
| Vacant Housing Units | 1,015 (10.8%) |
| Median Home Value | $153,842 |
| Average Home Value | $173,503 |
Housing Distribution
Address Breakdown
Residential
8,920
Single Family
8,513
Multi-Family
407
Businesses
531
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1968
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36360, Ozark, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,373 (100%) |
| Owner Occupied HU | 5,502 (58.7%) |
| Renter Occupied HU | 2,856 (30.5%) |
| Vacant Housing Units | 1,015 (10.8%) |
| Median Home Value | $153,842 |
| Average Home Value | $173,503 |
Housing Distribution
Address Breakdown
Residential
8,920
Single Family
8,513
Multi-Family
407
Businesses
531
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: David Ridley • eXp Realty LLC Southern Branch
Mls Name: SAMLS
Mls ID: #204160
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.