139-141 Main StCheshireMA01225
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow139-141 Main St, Cheshire, MA, 01225 in Cheshire earns its strong cash-flow label: 13.2% yield, $2,629/mo rent, $1,123/mo net income, DSCR 2.45. The $239,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $66,031 by year five. Combined with $2,201/yr in principal paydown, total projected return reaches $162,997.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.2% | 7.0% |
| Monthly Cash Flow | $1,123 | $550 |
City averages based on Cheshire market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,629 |
| Total Monthly Debt Service | $1,411 |
| DSCR Ratio | 1.86x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1850
0.97 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01225, Cheshire, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,608 (100%) |
| Owner Occupied HU | 1,262 (78.5%) |
| Renter Occupied HU | 202 (12.6%) |
| Vacant Housing Units | 144 ( 9.0%) |
| Median Home Value | $318,560 |
| Average Home Value | $367,995 |
Housing Distribution
Address Breakdown
Residential
1,252
Single Family
1,159
Multi-Family
93
Businesses
66
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1850
0.97 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01225, Cheshire, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,608 (100%) |
| Owner Occupied HU | 1,262 (78.5%) |
| Renter Occupied HU | 202 (12.6%) |
| Vacant Housing Units | 144 ( 9.0%) |
| Median Home Value | $318,560 |
| Average Home Value | $367,995 |
Housing Distribution
Address Breakdown
Residential
1,252
Single Family
1,159
Multi-Family
93
Businesses
66
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michelle E Picard • NOCHER REALTY
Mls Name: BCMLS
Mls ID: #246914