13896 Highway 187ArreyNM87931
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow13896 Highway 187, Arrey, NM, 87931 in Arrey is a top-tier cash-flow asset. At $225,000 it produces $1,879/mo in rent and $559/mo in net monthly income, a 10.02% gross rental yield. The DSCR of 1.76 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $6,703. Five-year appreciation adds $62,163, driving a total cumulative return of $116,697.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 6.2% |
| Monthly Cash Flow | $559 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,879 |
| Total Monthly Debt Service | $1,286 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
12.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 87931, Caballo, NM area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 728 (100%) |
| Owner Occupied HU | 506 (69.5%) |
| Renter Occupied HU | 81 (11.1%) |
| Vacant Housing Units | 141 (19.4%) |
| Median Home Value | $199,219 |
| Average Home Value | $289,412 |
Housing Distribution
Address Breakdown
Residential
247
Single Family
247
Multi-Family
0
Businesses
15



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


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Listed by: N/A • N/A
Mls Name: SNMMLS as distributed by MLS GRID
Mls ID: #2602691











