1388 Whitley Point RdGaysIL61928








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Gays at 1388 Whitley Point Rd, Gays, IL, 61928 offers a 0% rental yield on a $225,500 purchase with $0/mo rent. 2% in year one. Equity gained on principal adds $1,455/yr while 5% annual appreciation supports $62,301 over five years. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $0/mo property income against a $1,104/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 2003
4.81 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61928, Gays, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 314 (100%) |
| Owner Occupied HU | 230 (73.2%) |
| Renter Occupied HU | 44 (14.0%) |
| Vacant Housing Units | 40 (12.7%) |
| Median Home Value | $177,604 |
| Average Home Value | $205,326 |
Housing Distribution
Address Breakdown
Residential
324
Single Family
324
Multi-Family
0
Businesses
12
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